server: improve user message detection and create checkpoints at every user message...

server: improve user message detection and create checkpoints at every user message (#24176)

* server : improve message span logic

* cont : cast size_t to int32_t in comparisons

* server : create checkpoints before every user msg

* chat : remove \n in gemma4 delimiters

* chat : merge msg delimiter structs into one

* cont : reword comment

* cont : initialize tokens in delimiter

* cont : add server_tokens::get_raw_tokens() for mtmd

* cont : move message finding to server_tokens and skip mtmd tokens

* cont : update cohere2moe parser

* cont : increase min-step to 8192 and always produce a chkpt for last user message